Archive · 2 Jun 2025
PNB Housing Finance Launches Fixed-Rate Non-Home Loan
PNB Housing Finance is now offering a new type of loan that has a fixed interest rate, meaning the rate won't change.
This new loan is for people who need money for things other than buying a house, like buying land for a business.
The interest rate starts at 10%, and people can pay back the loan over up to 15 years.
This is helpful for borrowers who want to avoid unexpected changes in their payments, and PNB Housing promises faster processing and help at your doorstep.
The company focuses on both housing and non-housing loans.
PNB Housing Finance has introduced a fixed-rate non-home loan product.
The product targets customers seeking credit for purposes other than home purchase.
Interest rates start at 10%, based on the borrower's eligibility.
Loan tenures can extend up to 15 years.
The product is available across PNB Housing’s 356 branches nationwide.
- Who
- PNB Housing Finance
- What
- Launched a fixed-rate non-home loan product.
- When
- As of the publication of the article
- Where
- Across PNB Housing’s 356 branches nationwide
- Why
- To provide stable and transparent lending options and to help customers plan long-term finances.
- Company
- PNB Housing Finance
- Product
- Fixed-rate non-home loans
- Interest Rate Starting
- 10%
- Loan Tenure
- Up to 15 years
- Non-housing loans in retail mix
- 28.5%
- Average Ticket Size (March 31, 2025)
- ₹27 lakh
- Branches Nationwide
- 356