Archive · 16 Aug 2025
HDFC Children’s Fund: An Overview and Performance
Children's funds are like special savings accounts for kids' future.
HDFC Children's Fund is one that has done well.
It invests in stocks and bonds, aiming to grow your money over time.
The money is locked in for at least five years or until the child turns 18.
This fund has grown at a rate of about 13% annually over the last decade.
The investment is managed with different amounts in stocks of different sizes and bonds, and is meant to provide a secure financial future for children.
HDFC Children's Fund is a standout performer in the children's fund segment.
The fund employs an aggressive hybrid investment approach with a 65-80% equity allocation.
Equity allocation focuses on companies with growth potential across various market capitalizations.
The fund has delivered a 13% compounded annual growth rate over 10 years.
Children's funds have a five-year lock-in or until the child turns 18, whichever comes first.
- Who
- The HDFC Children's Fund and parents or guardians looking to invest for their children.
- What
- An overview of the HDFC Children's Fund, focusing on its investment strategy, performance, and features.
- When
- Published on August 16, 2025
- Where
- Not explicitly mentioned
- Why
- To provide a financial security for a child's future milestones.
Those seeking discipline
Alternative Investment Strategies
Investment Discipline
Those seeking discipline
Investors who need the discipline of a long lock-in period for their investments.
Alternative Investment Strategies
Investors for whom hybrid or pure equity funds may serve the same purpose.
- Fund Type
- Children's Fund
- Equity Allocation
- 65-80%
- 10-Year CAGR
- 13%
- Lock-in Period
- 5 years or until child turns 18
- Expense Ratio (Regular Plan)
- 1.73%
- Expense Ratio (Direct Plan)
- 0.9%