Archive · 5 Dec 2025
Rohit Bhasin Transforms Indian Finance with Consumer Insights
Rohit Bhasin used to work for a big company called Unilever, making products like soap.
Now, he works for a bank called Kotak Mahindra.
He wants to help people in India save and invest their money better.
He noticed that many people keep their money in savings accounts because they feel safe, but they don't earn much interest.
So, he created a product called ActivMoney that gives them better interest rates while keeping their money easily accessible.
He also made a plan called the Second Income Plan Aspire SIP to help people create a second source of income for the future.
Bhasin believes that banks should focus on what people need and make products that are easy to understand.
He also gives advice to young professionals about finding their passion, being a good leader, and investing their money wisely.
Rohit Bhasin shifted from Unilever to Kotak Mahindra Bank to bring a consumer-centric approach to finance.
ActivMoney offers FD returns on savings accounts, providing liquidity and better interest rates.
The Second Income Plan Aspire SIP helps customers create a second income source for the future.
Financial literacy in India is low, with less than 10% of aware individuals investing.
Bhasin advises young professionals to identify their passion, define leadership by followers, and invest before spending.
- Who
- Rohit Bhasin, a former Unilever executive now working at Kotak Mahindra Bank
- What
- Bhasin is applying consumer-centric strategies from FMCG to the banking sector
- When
- Bhasin has been working in this role for a quarter-century
- Where
- India
- Why
- To address the under-penetration of investment products and improve financial literacy
- Rohit Bhasin
- Former Unilever executive, now at Kotak Mahindra Bank
- ActivMoney
- Product offering FD returns on savings accounts
- Second Income Plan Aspire SIP
- Plan to create a second income source
- Financial Literacy in India
- Less than 10% invest despite 80% awareness
- Leadership Advice
- Identify passion, define leadership by followers, invest before spending