Archive · 10 Sep 2026
Digital Kisan Credit Card Pilot Promises Faster Farmer Loans
A new computer-based system has started testing in Anakapalli to help farmers get crop loans faster.
It is called a digital Kisan Credit Card loan system.
The system checks farmer and land information online.
It can also check whether land already has another loan or mortgage.
Nearly 3 lakh farmers’ records were examined, and about 80,000 appeared eligible at first.
After the required checks, approved money may reach a farmer’s bank account in less than 10 minutes.
Farmers will be taught how to apply through the Jan Samarth portal.
Officials and bank staff will hold demonstrations at village Rythu Seva Kendras.
The project is intended to reduce paperwork, delays and unnecessary manual intervention.
A pilot digital Kisan Credit Card loan system has been launched in Anakapalli district.
The AgriStack-linked system aims to process eligible applications and credit sanctioned funds within 10 minutes after verification.
Data from nearly 3 lakh farmers was screened, with about 80,000 initially identified as eligible.
Nationalised bank branches have been assigned targets, with each expected to sanction loans to at least 100 eligible farmers.
Jan Samarth and Andhra Pradesh’s rythu digital register will help verify land records, liabilities, bank details and loan eligibility.
- Who
- Anakapalli district officials, nationalised banks, Agriculture Department staff, a Central government team and eligible farmers.
- What
- A pilot digital system for processing and disbursing Kisan Credit Card crop loans.
- When
- During the pilot launch; the article does not specify a date.
- Where
- Anakapalli district, Andhra Pradesh, including village Rythu Seva Kendras.
- Why
- To provide eligible farmers with faster, more transparent access to institutional agricultural credit and reduce paperwork and delays.
- Pilot location
- Anakapalli district, Andhra Pradesh
- Farmers screened
- Nearly 3 lakh
- Initially identified as eligible
- Around 80,000 farmers
- Expected disbursement time
- Less than 10 minutes after required verification and approval
- Application platform
- Jan Samarth portal
- Digital data ecosystem
- AgriStack
- Bank branch target
- At least 100 eligible farmers per nationalised bank branch