Archive · 17 Jan 2026
Indian Banks Report Q3 Earnings
Many big banks in India are sharing their financial results for the last three months of 2025.
HDFC Bank and ICICI Bank are expected to do well with more loans and steady profits.
Punjab & Sind Bank is also expected to grow.
The central bank's rate cuts are helping these banks.
Investors are watching to see how these banks are doing and what the future might hold.
Some are optimistic, while others are a bit cautious about potential risks like loan defaults.
HDFC Bank reported a big jump in profits, with their net interest income and operating profit also going up.
They had fewer bad loans overall, but the amount of money they couldn't collect on those bad loans actually increased a bit.
HDFC Bank reported an 11.5% YoY rise in profit to ₹18,653.75 crore for Q3FY26.
HDFC Bank's net interest income rose by 6.4% YoY to ₹32,615 crore.
Operating profit before provisions and contingencies increased by 8.4% YoY to ₹27,097.80 crore.
Consolidated profit for HDFC Bank increased by 12.2% YoY to ₹19,806.63 crore.
Gross NPA declined by 2.3% YoY to ₹35,178.98 crore, while net NPA increased by 3.4% YoY to ₹11,981.75 crore.
- Who
- Indian banks including HDFC Bank, ICICI Bank, Yes Bank, IDBI Bank, UCO Bank, Punjab and Sind Bank, RBL Bank, JK Cement, Netweb Tech, Prataap Snacks, Can Fin Homes
- What
- Reporting their Q3 earnings for the fiscal year 2026
- When
- January 17, 2026
- Where
- India
- Why
- To provide insights into their financial performance and growth prospects
- HDFC Bank
- Expected better loan growth and CD ratio rise
- ICICI Bank
- Expected steady loan and deposit growth
- Punjab & Sind Bank
- Expected 2-3% sequential growth and steady NIMs
- RBI Rate Cuts
- Boosting loan growth and lending margins
- GST Cuts
- Announced on 22 September 2025, impacting Q3 results
- HDFC Bank Q3 Profit
- ₹18,653.75 crore, up 11.5% YoY
- HDFC Bank NII
- ₹32,615 crore, up 6.4% YoY
- HDFC Bank Operating Profit
- ₹27,097.80 crore, up 8.4% YoY
- HDFC Bank Consolidated Profit
- ₹19,806.63 crore, up 12.2% YoY
- HDFC Bank Gross NPA
- ₹35,178.98 crore, down 2.3% YoY
- HDFC Bank Net NPA
- ₹11,981.75 crore, up 3.4% YoY
- Gross NPA Ratio
- 1.24% of gross advances
- Net NPA Ratio
- 0.42% of net advances
Sources
Bank profits to rise as RBI rate cuts boost loan growth
HDFC Bank Q3FY26 preview: Street eyes steady earnings amid LDR concerns
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HDFC Bank Q3 results preview: Net profit likely to rise 11%, NII to remain healthy
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Q3 Results 17th Jan Live: HDFC Bank, ICICI Bank, IDBI Bank, Yes Bank, UCO bank, Punjab & Sind Bank, RBL Bank, JK Cement, netweb tech to announce Q3 results
Upcoming dividends: ICICI Pru AMC, Angel One, NLC India, Havells to turn ex date next week
HDFC Bank Q3 Results 2026 LIVE: Net profit likely to rise up to 12%, NII growth seen at 6% YoY; Here’s what to expect
HDFC Bank Q3 results: Profit jumps 11.5% YoY to ₹18,654 crore
HDFC Bank Q3 PAT up 12% at ₹18,654 crore on robust core, other income growth
