Archive · 27 Jul 2025
EOW Uncovers Massive Insurance Scam in Bhopal Using Fake Death Certificates
Some people were pretending others were dead to get money from an insurance program.
They used fake death certificates to make it look like people had died, even when they were still alive.
They targeted a government insurance plan called PMJJBY, which gives money to families when someone dies.
The scammers worked together with insurance company employees and local officials to steal money.
The police are now investigating and arresting those involved.
This scam involved several fake claims, resulting in a loss of crores of rupees.
EOW exposed a multi-crore insurance scam involving fake death certificates in Bhopal.
Gangs forged documents to claim insurance payouts from the PMJJBY scheme.
The scam spanned Gwalior and Chambal divisions, with claims of ₹2 lakh each.
Insurance employees, agents, and local officials are implicated in the fraud.
Investigations are ongoing, and further arrests and charges may follow.
- Who
- Gangs, insurance employees, agents, local officials, and panchayat secretaries.
- What
- A large-scale insurance scam involving fake death certificates to claim insurance payouts from PMJJBY.
- When
- Claims were settled between January 2020 and December 2024. The investigation is ongoing.
- Where
- Bhopal, Gwalior, Chambal divisions, and Morena and Bhind districts in India.
- Why
- To fraudulently claim insurance payouts from the Pradhan Mantri Jeevan Jyoti Bima Yojana.
- Scam Type
- Insurance Fraud
- Scheme Involved
- Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
- Claim Amount Per Fraud
- ₹2 lakh
- Total Suspicious Claims
- 1,004
- Total Amount Involved
- ₹20 crore
- Insurance Companies Involved
- Max Life Insurance, SBI Life Insurance
- Key Accused
- Jignesh Prajapati, Deepmala Mishra, Vivek Dubey, Balendra Singh Kushwah, etc.