Archive · 24 Aug 2025
FD and Home Loan Interest Rates: Dec 6, 2024
Banks and financial institutions offer varying interest rates for fixed deposits and home loans.
Fixed deposit rates differ based on the bank type, with foreign, public sector, private sector, and small finance banks each providing a range of rates.
Home loan rates are also dependent on the lender and the loan amount.
Comparing rates helps in finding the best financial deals.
Interest rates on fixed deposits vary across different banks and financial institutions.
Home loan interest rates fluctuate based on the loan amount and the lender.
Foreign banks offer fixed deposit rates from 3.7% to 7.3% for terms under one year.
Public sector banks provide fixed deposit rates ranging from 4.75% to 6.9% for terms under one year.
Private sector banks' fixed deposit rates range from 4.2% to 8.2% for terms under one year.
- Who
- Banks and housing finance companies.
- What
- Interest rates for fixed deposits and home loans are available from various banks.
- When
- As of December 6, 2024.
- Where
- Interest rates are available across multiple banks.
- Why
- To understand the current interest rates for financial products.
Interest Rate Ranges
Loan Type Differences
Rate Disparity by Lender
Interest Rate Ranges
Fixed deposit rates differ significantly based on the bank type.
Loan Type Differences
Home loan rates vary depending on loan amount and the lender.
- DBS Bank (Fixed Deposit, <1 year)
- 6%
- DBS Bank (Fixed Deposit, 1-2 years)
- 6.55%
- Bank of Baroda (Home Loan)
- 7.45%-10.20%
- ICICI Bank (Home Loan)
- 7.70%-11.80%
- AU Small Finance Bank (Fixed Deposit)
- 6.35%-8.2%
- SBI (Home Loan)
- 7.50-8.70