Archive · 10 Dec 2025
Poonawalla Fincorp Expands AI Platform
Poonawalla Fincorp, a big finance company in India, has fully introduced its AI system called Credit AI for personal loans.
This system helps them make faster and better decisions about who to lend money to.
They started this with the help of IIT Bombay in March 2025.
Now, they are planning to use this AI system for other types of loans too, like business loans and car loans.
They also have four other AI tools for different jobs, like talking to customers, checking documents, and helping with human resources.
The company has many more AI projects planned and has a lot of money and employees.
Their stock price was a bit lower today.
Poonawalla Fincorp's Credit AI underwriting platform has achieved full adoption in its personal loans business.
The company is expanding the platform to other loan types, including business loans, pre-owned car loans, and loans against property.
Credit AI was launched in March 2025 in partnership with IIT Bombay to reduce manual effort and speed up credit evaluation.
Poonawalla Fincorp has deployed four new AI tools across customer acquisition, risk management, human resources, and business analytics.
The company has identified 45 AI projects across various functions and operates as a systemically important NBFC with assets under management of ₹47,701 crore as of September 30, 2025.
- Who
- Poonawalla Fincorp Ltd, a systemically important NBFC registered with the Reserve Bank of India
- What
- Full rollout of Credit AI underwriting platform in personal loans, expansion to other loan types, and deployment of four new AI tools
- When
- Credit AI launched in March 2025, full rollout announced on December 10, 2025
- Where
- Mumbai, India
- Why
- To reduce manual effort, speed up credit evaluation, and strengthen risk management and decision quality
- Company
- Poonawalla Fincorp Ltd
- AI Platform
- Credit AI
- Initial Launch Date
- March 2025
- Partnership
- IIT Bombay
- Assets Under Management
- ₹47,701 crore (as of September 30, 2025)
- Employee Count
- 5,081
- Share Price (NSE, December 10, 2025)
- ₹450.50 (down ₹4.80 or 1.05%)