Archive · 12 Nov 2025

Credit Card Surcharges and Choices Could Change at Checkout

Credit Card Surcharges and Choices Could Change at Checkout

Imagine you're buying a coffee, and the price is a little different depending on which credit card you use.

That might start happening more often because Visa and Mastercard have made a deal with stores.

For years, stores have paid fees every time someone uses a credit card.

Now, stores might be allowed to add a small extra charge, called a surcharge, to your bill if you use a credit card that costs them more, like one with lots of travel points.

They could also potentially decide to only take certain kinds of credit cards from Visa or Mastercard.

But don't worry too much about your favorite rewards cards!

The deal also includes a small cut in the fees, and experts think your points and benefits will probably stay the same.

Stores might also be able to choose not to accept certain types of cards.

This whole thing is to settle a big argument about those card fees that's been going on for a long time.

Sources