Archive · 2 Oct 2025
Sukanya Samriddhi Yojana: Highest Interest for Small Savings
Imagine you want to save money for the future.
The government offers different saving plans with different interest rates.
The government has decided to keep the interest rates the same for some savings plans.
This means if you have money in plans like PPF and NSC, your interest rate will stay the same.
The Sukanya Samriddhi Yojana has the highest interest rate at 8.2%, better than PPF and NSC.
You don't have to pay tax on money you put in, the interest you earn, or when you take the money out of Sukanya Samriddhi.
Sukanya Samriddhi Yojana offers the highest interest rate at 8.2% for the October to December quarter of 2025-26.
Interest rates for several small savings schemes will remain unchanged.
The Ministry of Finance announced the interest rates on Tuesday, September 30, 2025.
PPF interest rate is 7.1% for the October to December quarter of the 2025-26 financial year.
NSC interest rate will stay at 7.7% during the October to December quarter of the 2025-26 fiscal year.
- Who
- Government announced interest rates.
- What
- Interest rates for small savings schemes like PPF, NSC, and Sukanya Samriddhi Yojana remain unchanged.
- When
- October to December quarter of the 2025-26 fiscal year.
- Where
- Not specified.
- Why
- To provide consistent returns for investors.
- Highest Interest Rate
- Sukanya Samriddhi Yojana at 8.2%
- PPF Interest Rate
- 7.1%
- NSC Interest Rate
- 7.7%
- Announcement Date
- Tuesday, September 30, 2025
- Fiscal Quarter
- October to December 2025-26
- Tax Benefit
- Sukanya Samriddhi Yojana falls under the tax Exempt-Exempt-Exempt (EEE) status.