Archive · 22 Jan 2026
EPFO 3.0: Major Revamp with AI Features
The Employees' Provident Fund Organisation (EPFO) is getting a big upgrade called EPFO 3.0.
This upgrade will bring a new website and new software to help manage the retirement funds of workers.
The EPFO will use a system like banks, which will allow workers to solve their problems from anywhere in the country.
There will also be a special tool powered by artificial intelligence (AI) that will help workers get information in their own language.
The EPFO has about 8 crore active members and manages a huge amount of money.
The upgrade is expected to start soon, and the EPFO is in the process of choosing a company to help with the new technology.
EPFO 3.0 will feature a new portal and backend software for a major revamp over the next decade.
The upgrade includes a core banking solution for centralised operations, similar to banks.
EPFO may gain control over the administration of retirement funds for gig and platform workers.
An AI-powered language tool, Bhashini, will be introduced to provide information in vernacular languages.
The tender for selecting a company to implement the IT platform is in the final stages of preparation.
- Who
- Employees' Provident Fund Organisation (EPFO)
- What
- Major revamp with new portal, AI features, and core banking solution
- When
- Implementation to start soon, with a timeline of the next decade
- Where
- India
- Why
- To cater to the needs of organised and unorganised sector workers and to modernise the retirement body
- Organization
- Employees' Provident Fund Organisation (EPFO)
- Active Members
- 8 crore
- Corpus
- ₹28 lakh crore
- Key Feature
- Core banking solution
- AI Tool
- Bhashini
- Implementation Timeline
- Next decade
- Target Groups
- Organised and unorganised sector workers
- Tender Status
- Final stages of preparation
