Archive · 25 Jul 2025
Federal Bank Rolls Out Biometric Payments for Online Transactions
Imagine you're shopping online.
Instead of typing in a code sent to your phone, Federal Bank now lets you pay with your fingerprint or face!
This is like using your phone's lock screen for payments.
It's faster and safer because it uses your phone's security features.
The bank teamed up with other companies to make this happen.
If your fingerprint or face doesn't work, you can still use the old way with a code.
This new system follows the rules set by India's Reserve Bank and is available for both debit and credit cards.
Federal Bank introduces biometric authentication for online card transactions.
Customers can now use Fingerprint or Face ID instead of OTPs.
The feature reduces transaction time to approximately 3-4 seconds.
It works on compatible Android and iOS devices.
Available for Federal Bank debit and credit card holders on select merchants.
- Who
- Federal Bank customers and merchants.
- What
- Federal Bank launched biometric authentication for online card transactions.
- When
- The feature is now live.
- Where
- Available on select partner merchants.
- Why
- To make online payments faster, more secure, and more convenient.
Customers
Merchants
Pros and Cons
Customers
Convenience and Security
Merchants
Could have issues with device compatibility
- Bank
- Federal Bank
- Authentication Method
- Fingerprint or Face ID
- Transaction Time
- Approx. 3-4 seconds
- Partners
- M2P and MinkasuPay
- Devices
- Compatible Android and iOS
- Cards
- Debit and Credit