Archive · 29 Jul 2025
Steps to Take if Your PAN Card Is Misused for Loans
Cybercriminals are using stolen information, like your PAN card, to get loans or buy things without you knowing.
If you think this happened, first check your credit report from companies like CIBIL to see if there are any loans you didn't take out.
If you find something suspicious, tell the company that gave the loan that it wasn't you.
Also, file a complaint with the credit bureau where the loan is listed and report it to the police or cybercrime unit.
Remember, PAN cards are used by lots of different entities, not just adults.
Digital fraud is increasing, with cybercriminals using stolen personal details for illicit activities.
Check credit reports from CIBIL, Experian, Equifax, and CRIF High Mark to identify unauthorized loan inquiries.
Report any suspicious loan entries or transactions to the creditor listed in the report.
File complaints with credit bureaus, local police, and cybercrime units.
PAN cards are issued to individuals, companies, and foreigners earning income in India.
- Who
- Individuals whose PAN cards have been misused by cybercriminals.
- What
- Steps to take if a PAN card is misused for fraudulent loans or purchases.
- When
- The article does not specify a specific timeframe.
- Where
- The actions involve online platforms and local authorities.
- Why
- To prevent financial loss and address fraudulent activities.
- Issue
- PAN card misuse for loans or purchases
- First Step
- Check your credit report
- Credit Report Sources
- CIBIL, Experian, Equifax, CRIF High Mark
- Action
- File a complaint
- Entities issuing PAN cards
- Individuals, companies, and foreigners with income in India