Archive · 8 Aug 2025
Manipal Cigna Health Insurance Offers Immediate Day 1 Coverage
Manipal Cigna offers a health insurance plan called Sarvah Param that starts covering your health issues right away, even pre-existing ones, like a 'Tatkal' ticket.
This means no waiting periods, which is different from most plans.
While it costs more, it gives you extra benefits, such as double coverage for your first claim each year and a bonus that increases your coverage every year.
The plan also lets you get treatment anywhere without extra charges and provides a wide range of coverage for different treatments and hospital stays.
Manipal Cigna Sarvah Param health insurance offers 'Tatkal Benefit' with immediate coverage from Day 1.
The policy waives standard waiting periods for hospitalization, pre-existing conditions, and specific treatments.
The 'Tatkal Benefit' comes with a higher premium compared to standard plans.
The policy includes features such as no zonal co-pay and a 'Gullak' cumulative bonus.
Coverage options range from ₹1 lakh to ₹300 lakh, with discounts available on renewals.
- Who
- Manipal Cigna is offering the plan to individuals and families.
- What
- Manipal Cigna is offering a health insurance plan called Sarvah Param with immediate coverage from day 1.
- When
- The plan provides immediate coverage upon policy issuance.
- Where
- Coverage is available nationwide; no zonal restrictions for treatment.
- Why
- The plan aims to provide immediate health coverage, removing waiting periods for various treatments and pre-existing conditions.
Standard Health Insurance Plans
Manipal Cigna Sarvah Param Health Insurance
Waiting Periods
Standard Health Insurance Plans
Standard plans include waiting periods for coverage.
Manipal Cigna Sarvah Param Health Insurance
Manipal Cigna's Sarvah Param plan waives most waiting periods.
- Immediate Coverage
- From Day 1 (Tatkal Benefit)
- Waiting Period
- Waived for most conditions
- Sum Insured Options
- ₹1 lakh to ₹300 lakh
- Policy Tenure
- 1, 2, and 3 years
- Discounts
- Up to 20% on renewal
- Age Eligibility
- Minimum 18 years (adults), 91 days (children)