Archive · 30 Aug 2026
NRI Pensioners Can Use Agents for Jeevan Pramaan Certificates
Pensioners living outside India must usually provide a life certificate each year.
This certificate shows that they are still alive and eligible to receive their pension.
If an NRI pensioner cannot use the Jeevan Pramaan online system, an authorised agent may submit the certificate for them.
The pensioner does not have to travel to India just for this task.
However, an approved person must verify the certificate.
This could be a magistrate, notary, banker or Indian diplomatic representative.
Overseas pensioners may also use certain bank officials or Indian diplomatic missions.
These options are meant to help older people who have trouble with Aadhaar, biometrics, facial checks or digital services.
Authorised agents can submit life certificates for NRI and family pensioners unable to complete the process themselves.
The certificate must be authenticated by a magistrate, notary, banker or Indian diplomatic representative.
The arrangement can help elderly pensioners avoid travelling to India solely for the annual life certificate requirement.
Jeevan Pramaan may be difficult to use because of biometric, facial verification, mobile-number or technical problems.
Other alternatives include bank-designated officers and officials at Indian embassies, high commissions or consulates.
- Who
- NRI pensioners and family pensioners, authorised agents, banks and Indian diplomatic representatives.
- What
- An authorised agent may submit an authenticated life certificate on behalf of an eligible overseas pensioner.
- When
- The certificate is required annually.
- Where
- The process applies to pensioners living abroad, with authentication available through specified authorities, banks or Indian diplomatic missions.
- Why
- To provide an offline alternative when digital verification, Aadhaar authentication or travel to India is difficult.
- Eligible users
- NRI pensioners and family pensioners who cannot complete the digital process or travel to India.
- Submission method
- An authorised agent can submit the life certificate on the pensioner's behalf.
- Required authentication
- A magistrate, notary, banker or Indian diplomatic representative must authenticate the certificate.
- Digital platform
- Jeevan Pramaan is an Aadhaar-based, biometric-enabled digital life certificate system.
- Common difficulties
- Biometric or facial verification failures, lack of an Aadhaar-linked Indian mobile number and difficulty using digital services.
- Bank alternative
- Eligible pensioners using banks covered under the Second Schedule of the RBI Act, 1934, may use an officer designated by the concerned bank.
- Diplomatic alternative
- An authorised official at an Indian Embassy, High Commission or Consulate may issue the certificate after verifying pension details.