Archive · 9 Oct 2026
Zerodha Says Its Youngest Customer Is a 28-Day-Old Baby
Zerodha is a platform where people can invest money.
Its co-founder, Nithin Kamath, said its youngest customer is a baby who is 28 days old.
The baby’s parents opened an account in the child’s name and made an investment a week later.
The amount and kind of investment have not been shared.
A parent or guardian manages this type of account for a child.
The baby does not choose investments or trade.
About a year earlier, the youngest account holder mentioned by Kamath was 64 days old.
People online discussed the news, asked about documents and joked about starting investments early.
Zerodha co-founder Nithin Kamath said the platform’s youngest customer is a 28-day-old baby.
The child’s parents opened a minor account and made the first investment a week later; the amount and product were not disclosed.
The milestone follows an update nearly a year earlier that Zerodha’s youngest account holder was 64 days old.
A parent or legal guardian operates a minor account; the child does not independently trade or make investment decisions.
Kamath’s post drew nearly one million views and prompted discussion about documents, early investing and compounding.
- Who
- A 28-day-old baby, the baby’s parents or guardian, and Zerodha co-founder Nithin Kamath.
- What
- The parents opened a Zerodha minor account and made an investment a week later.
- When
- Kamath shared the update on October 6, 2026; the first investment was made a week after the account was opened.
- Where
- The account is with Zerodha; Kamath shared the update on X. The family’s location was not disclosed.
- Why
- The parents invested on the child’s behalf; the family’s specific reason was not stated. Articles describe a broader interest among some parents in starting financial planning early.
Questions and caveats
Early-investing discussion
Documents for a newborn’s account
Questions and caveats
Some users questioned how a 28-day-old baby could have PAN and Aadhaar documents so quickly.
Early-investing discussion
Another user said PAN and Aadhaar documents can now be obtained within a few days, even for children.
Starting investments early
Questions and caveats
The account is operated by a guardian, and investments remain subject to market risks, applicable rules and account terms.
Early-investing discussion
Some users discussed long-term compounding, while articles noted that some parents see early investing as part of financial planning for children.
- Youngest customer’s age
- 28 days
- Account type
- Minor account
- First investment
- Made a week after account opening
- Investment details
- Amount and financial product not disclosed
- Previous youngest account holder
- 64 days old, reported nearly a year earlier
- Account manager
- A parent or legal guardian manages the account
- Social media response
- Kamath’s post received nearly one million views
