Archive · 28 Nov 2025
J&K Bank Aims for 12% Credit Growth
Jammu & Kashmir Bank is a bank in India.
They think their stock is not worth as much as it should be.
They want to borrow up to ₹1,250 crore to grow bigger.
They expect their loans to grow by more than 12%.
This growth will be helped by more loans and using computers and the internet more.
They will do this in the next few months.
Jammu & Kashmir Bank plans to raise up to ₹1,250 crore in capital.
The bank expects credit growth to exceed 12%.
The capital raise is likely to happen in the fourth quarter or early next fiscal.
The bank maintains its profitability guidance and sees its stock as undervalued.
Loan growth and digital initiatives are driving the bank's momentum.
- Who
- Jammu & Kashmir Bank
- What
- Plans to raise capital and expects credit growth over 12%
- When
- Fourth quarter or early next fiscal
- Where
- India
- Why
- To fund expansion and maintain profitability
- Company
- Jammu & Kashmir Bank
- Expected Credit Growth
- More than 12%
- Capital Raise Plan
- Up to ₹1,250 crore
- Timing
- Fourth quarter or early next fiscal
- Stock Valuation
- Undervalued
- Growth Drivers
- Loan growth and digital initiatives