Loans Against Shares in India: A Smart Financial Choice

If you own stocks and need money, you don't always have to sell them.

You can get a loan using your stocks as collateral, called a loan against shares.

This way, you still own the stocks and can benefit if their value goes up, and you get money to use right away.

The interest rates are usually lower than other loans, and it's pretty easy to get one.

You keep getting any dividends from the stocks while you have the loan, and it's not considered taxable income.