Archive · 9 Aug 2025
Manappuram Finance Reports Profit Decline in Q1
Manappuram Finance's profit decreased this quarter.
On a consolidated basis, the profit dropped significantly, and standalone profit decreased as well, due to setting aside money for potential loan losses.
The amount of loans given using gold as collateral went up, but the microfinance business decreased.
The company also announced a dividend for shareholders.
Manappuram Finance's consolidated net profit dropped 75% in Q1.
Standalone net profit fell 11% due to increased provisions.
Gold loan AUM increased by 22.4% year-over-year.
Microfinance AUM decreased sharply in the quarter.
Company announced an interim dividend of Rs 0.50 per share.
- Who
- Manappuram Finance
- What
- Manappuram Finance's profits decreased in Q1.
- When
- Q1 (ended June)
- Where
- N/A
- Why
- Due to rising provisions and decreased microfinance AUM.
- Consolidated Net Profit
- ₹138.8 crore (75% YoY drop)
- Standalone Net Profit
- ₹392 crore (11% YoY drop)
- Provisions
- ₹71.7 crore
- Gold Loan AUM
- ₹27,691 crore (22.4% YoY increase)
- Microfinance AUM
- ₹6,705 crore
- Dividend
- ₹0.50 per share
- Net NPA
- 2.6%
Sources
Manappuram Finance Q1 Results: Gold loans steady, but microfin drags profit down 76%
Manappuram Finance Q1 profit slumps 75% YoY to Rs 138 crore, revenue down 9%
Manappuram Finance reports 11% decline in Q1 FY26 standalone net profit at ₹392 cr
One-time payments push up Equitas Small Finance Bank losses to ₹224 crore
