Report: Deposit Composition Shift Poses Challenges for Banks

A report says banks might face problems because people are putting money in different places than before.

Fewer people are keeping their money in traditional savings accounts and fixed deposits.

This change could make it harder for banks to get the money they need and could make borrowing more expensive.

Experts think households are investing in capital markets and earning more interest.

This means the amount of money in savings accounts might go down.

Banks need to manage this situation to keep things stable.