Archive · 21 Dec 2025
Trump Administration Launches Savings Program for Kids
The Trump administration has created a new savings program called Trump Accounts for kids.
The government will give $1,000 to start the account for every eligible child born between 2025 and 2028.
Parents can add up to $5,000 each year, and the money will be invested in the stock market.
When the child turns 18, they can take control of the account and use the money.
The program aims to help kids build wealth over time.
Parents can sign up for the program when they file their 2025 taxes, and the program will officially start in July 2026.
The Trump administration launched Trump Accounts, a savings program for U.S. children born between 2025-2028, with a one-time $1,000 government contribution.
Parents or legal guardians can open and manage the account, with an annual contribution limit of $5,000 per child.
Funds are invested in broad U.S. equity index funds, with annual fees capped at 0.10%.
At age 18, the account transfers to the child, who can then manage it like a traditional IRA.
The program is projected to grow significantly over time, with potential account values of up to $1.9 million by age 28 if fully funded and left untouched.
- Who
- U.S. children born between 2025-2028, their parents or legal guardians
- What
- A tax-deferred investment account for children, initially funded by the government and managed by parents until the child turns 18
- When
- Enrollment begins with 2025 tax filing; contributions start July 4, 2026; program launch July 5, 2026
- Where
- United States
- Why
- To provide a financial head start for American children by investing in the stock market
- Program Name
- Trump Accounts
- Initial Government Contribution
- $1,000 per eligible child
- Eligibility Criteria
- Born between 2025-2028, U.S. citizen, valid Social Security number
- Annual Contribution Limit
- $5,000 per child
- Investment Options
- Broad U.S. equity index funds (e.g., S&P 500)
- Annual Fees
- Capped at 0.10%
- Account Transfer Age
- 18
- Program Launch Date
- July 5, 2026