Archive · 13 Aug 2025
Maharashtra, Kerala Top States for Education Loans
Banks give money for education, called education loans.
Maharashtra, Kerala, Andhra Pradesh, and Tamil Nadu are the top states where people take these loans.
Banks in these states gave out a lot of money to students between 2022 and 2025.
Maharashtra got the most, followed by Kerala, Andhra Pradesh, and Tamil Nadu.
This information comes from data presented in the Rajya Sabha.
Maharashtra, Kerala, Andhra Pradesh, and Tamil Nadu are top states for education loan disbursal.
Public Sector Banks (PSBs) sanctioned Rs 11,426.47 crore in Maharashtra.
PSBs sanctioned Rs 8,937.78 crore in Kerala.
PSBs sanctioned Rs 8,101.06 crore in Andhra Pradesh.
PSBs sanctioned Rs 7,198.63 crore in Tamil Nadu.
- Who
- Public Sector Banks (PSBs) and students.
- What
- Public Sector Banks (PSBs) disbursed education loans.
- When
- Between financial years 2022-23 and 2024-25.
- Where
- Maharashtra, Kerala, Andhra Pradesh, and Tamil Nadu.
- Why
- To fund education.
Students
Banks
Education Loans
Students
Accessibility to Education
Banks
Loan Repayment
- Maharashtra Loan Sanction (2022-25)
- Rs 11,426.47 crore
- Kerala Loan Sanction (2022-25)
- Rs 8,937.78 crore
- Andhra Pradesh Loan Sanction (2022-25)
- Rs 8,101.06 crore
- Tamil Nadu Loan Sanction (2022-25)
- Rs 7,198.63 crore
Sources
Maharashtra, SBI lead in student loan disbursals over three years
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Data Focus: Central Bank of India and Bank of Baroda have the highest proportion of vacant posts among PSBs
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