Archive · 19 Jan 2026
Tata AIA Enhances Fortune Guarantee Supreme
Tata AIA Life Insurance has made some exciting changes to their Fortune Guarantee Supreme savings plan.
Now, with the new Premium Offset feature, you only have to pay premiums for 6 out of 12 years, and the rest are covered by the insurer.
This makes saving money easier and more manageable.
They also introduced a 'Power of 6' option that guarantees returns of up to 6%.
This is great for people planning for retirement or other long-term goals.
The plan offers tax benefits too, with premiums qualifying for deductions and maturity benefits being tax-free.
Tata AIA is doing well, with a big increase in their premium income and ranking among the top private insurers.
Tata AIA introduced enhancements to its Fortune Guarantee Supreme savings plan, including a premium offset feature and a Power of 6 variant.
The premium offset feature allows policyholders to pay premiums for only 6 of the 12 years, with the remaining 6 premiums offset by income benefits.
The Power of 6 variant offers guaranteed returns with an internal rate of return of up to 6%, subject to policy conditions.
The plan provides tax benefits, with premiums qualifying for deductions under Section 80C and maturity benefits exempt under Section 10(10D).
Tata AIA reported a 23% increase in total premium income for FY25, ranking among the top three private insurers in individual weighted new business premium.
- Who
- Tata AIA Life Insurance
- What
- Enhanced Fortune Guarantee Supreme savings plan with premium offset and Power of 6 variant
- When
- Introduced on January 19, 2026
- Where
- India
- Why
- To ease the burden of long-term financial commitments and provide predictable income streams
- Company
- Tata AIA Life Insurance
- Plan Name
- Fortune Guarantee Supreme
- Premium Offset Feature
- Pay premiums for 6 of 12 years
- Power of 6 Variant
- Guaranteed returns up to 6%
- Tax Benefits
- Premiums qualify for Section 80C, maturity and death benefits exempt under Section 10(10D)
- Total Premium Income (FY25)
- ₹31,484 crore
- Growth in Premium Income
- 23% increase from previous fiscal year
- Company Ranking
- Top three private insurers in individual weighted new business premium