Monsoon's Impact: Insurance Claims Surge, Infrastructure Gaps Exposed

During the monsoon season, the cost of car insurance claims goes up because rain causes engine problems and road damage.

The average claim amount increases by 33%.

Most people do not have engine protection, leaving them open to costly repairs.

While many people have roadside assistance, a large portion of claims come from smaller cities, showing the need for better infrastructure.

From 2023 to 2025, the number of claims increased, and hatchbacks are most frequently involved in claims.

SUVs have the highest repair costs when they are damaged.