Archive · 3 Aug 2025
PNB Aims for ₹30 Lakh Crore Total Business by End of FY26
Punjab National Bank (PNB) is aiming for a total business of ₹30 lakh crore by March of the next year.
They already have ₹27.19 lakh crore.
To reach this goal, PNB plans to give out more loans to businesses, individuals, and farmers, while also encouraging more people to deposit money.
PNB will make quick decisions on loans, within 15 days, and is focusing on helping small businesses, retail loans, and farmers to achieve this goal.
PNB aims to reach ₹30 lakh crore in total business by the end of FY26.
The bank's total business grew 11.6% to ₹27.19 lakh crore at the end of Q1.
PNB targets minimum 11-12% credit growth and 9-10% deposit growth in FY26.
The bank is focusing on corporate lending with decisions communicated within 15 days.
PNB focuses on growth in MSME, retail loans, and agriculture, including self-help groups.
- Who
- Punjab National Bank (PNB).
- What
- PNB aims to achieve ₹30 lakh crore in total business by the end of the current financial year.
- When
- By the end of the current financial year (FY26).
- Where
- Across India.
- Why
- To increase its total business and profitability.
Bank Strategies
Growth vs Profit
Strategy
Bank Strategies
PNB is focused on operating profit.
Growth vs Profit
PNB is focusing on growth through lending to MSMEs, agriculture and retail sectors.
- Target Business
- ₹30 lakh crore by FY26
- Q1 Total Business
- ₹27.19 lakh crore
- Credit Growth Target (FY26)
- 11-12%
- Deposit Growth Target (FY26)
- 9-10%
- CRAR
- 17.5%
- Common equity Tier I
- 12.95%
