Archive · 23 Jul 2026
Mutual Fund Expert Builds ₹100 Cr Wealth Without Stock Picking
Gajendra Kothari, a financial expert, has built a large amount of wealth by investing in mutual funds instead of picking individual stocks.
He started with a small monthly investment of ₹10,000 in 2010 and has increased it over time to ₹52 lakh per month.
He believes in trusting professional fund managers and letting his investments grow through compounding.
He advises other investors to follow a simple strategy of regular investments in index funds and to stay invested for the long term.
He thinks that market corrections are opportunities to buy more units and that patience is more important than trying to predict the market.
Gajendra Kothari built ₹63-64 crore through mutual funds, aiming for ₹100 crore by 2030.
Started with ₹10,000 monthly SIP in 2010, now invests ₹52 lakh monthly.
Trusts professional fund managers over individual stock picking.
Advocates for disciplined investing and long-term compounding.
Recommends investing in Nifty 500 Index Fund and staying invested for decades.
- Who
- Gajendra Kothari, founder of Etica Wealth
- What
- Building wealth through mutual funds instead of stock picking
- When
- Started in 2010, aiming to reach ₹100 crore by 2030
- Where
- India
- Why
- Trust in professional fund managers and the power of compounding
Stock Picking
Mutual Fund Investing
Wealth Creation Strategy
Stock Picking
Stock picking allows for higher potential returns through individual stock selection.
Mutual Fund Investing
Mutual funds provide steady growth through professional management and diversification.
Investor Control
Stock Picking
Stock picking gives investors direct control over their portfolio.
Mutual Fund Investing
Mutual funds delegate investment decisions to professional fund managers.
Risk Management
Stock Picking
Stock picking can be risky due to individual stock volatility.
Mutual Fund Investing
Mutual funds mitigate risk through diversification and professional management.
- Current Wealth
- ₹63-64 crore
- Target Wealth
- ₹100 crore by 2030
- Initial SIP
- ₹10,000 per month in 2010
- Current SIP
- ₹52 lakh per month
- Annual Returns
- Around 15%
- Worst Performing Fund Return
- 12% annualised over 16 years
- Recommended Investment Strategy
- Nifty 500 Index Fund
- Example SIP Growth
- ₹10,000 monthly SIP over 30 years could grow to ₹21 crore