Archive · 22 Jul 2026
Bond SIPs Gain Traction in India
Indian investors are now able to invest in bonds through systematic investment plans (SIPs), similar to how they invest in mutual funds.
This new approach allows them to invest a fixed amount regularly in bonds, building a diversified portfolio over time.
There are two main strategies: high-yield, which invests in bonds with higher returns but also higher risk, and moderate-yield, which focuses on safer, higher-rated bonds with lower returns.
This development is part of a broader trend of increasing retail participation in the corporate bond market, driven by regulatory reforms and the growth of online bond platforms.
Bond SIPs help investors diversify their portfolios and manage risks better, making bond investing more accessible and structured.
Bond SIPs are introduced to offer a structured investment approach in the corporate bond market.
Secondary market transactions in corporate bonds increased from 11 lakh trades in FY25 to 29 lakh trades in FY26.
Bond SIPs follow two main strategies: high-yield (10-12% yields) and moderate-yield (7.5-9.5% yields).
High-yield strategy invests in bonds rated between A and BBB+, while moderate-yield focuses on AAA to AA securities.
Bond SIPs help investors diversify their portfolios and manage risks better, making bond investing more accessible.
- Who
- Indian retail investors.
- What
- Introduction of Bond SIPs in the corporate bond market.
- When
- July 22, 2026.
- Where
- India.
- Why
- To offer a structured and diversified investment approach in fixed income, complementing equity SIPs.
High-Yield Strategy
Moderate-Yield Strategy
Investment Focus
High-Yield Strategy
Invests in bonds rated between A and BBB+ with yields of 10-12%.
Moderate-Yield Strategy
Focuses on higher-rated AAA to AA securities with yields between 7.5 and 9.5%.
Risk and Return
High-Yield Strategy
Seeks higher returns with higher risk.
Moderate-Yield Strategy
Prioritizes capital preservation and credit quality over yield maximization.
- Corporate Bond Market Growth
- Secondary market transactions in corporate bonds jumped from 11 lakh trades in FY25 to 29 lakh trades in FY26.
- Bond SIP Providers
- IndiaBonds and Grip Invest.
- High-Yield Strategy Yields
- 10-12%.
- Moderate-Yield Strategy Yields
- 7.5-9.5%.
- Investment Amount Example
- ₹10,000 per month for high-yield strategy, ₹1 lakh per month for moderate-yield strategy.