11 months ago
Vijay Kedia: Investment Strategy vs. iPhone 17
Vijay Kedia, a financial expert, suggested people consider investing in mutual funds instead of buying the new iPhone 17.
He pointed out that money invested could grow significantly over time, while the value of a phone quickly decreases.
He estimates a ₹1 lakh investment could become ₹2.31 lakh in six years, compared to the phone's resale value of around ₹15,000.
His advice encourages people to think about prioritizing financial goals over instant gratification and consider the long-term impact of spending decisions.
Vijay Kedia recommended investing in mutual funds instead of purchasing the iPhone 17.
He shared his advice on social media.
Kedia highlighted the disparity between potential investment growth and the depreciation of the phone.
Kedia estimated a ₹1 lakh investment could grow to approximately ₹2.31 lakh in 6 years.
The iPhone 17's estimated resale value after six years is around ₹15,000.
- Who
- Vijay Kedia
- What
- Advised against purchasing the iPhone 17 and recommended investing in mutual funds
- Where
- On X (formerly Twitter)
- When
- September 19, 2025
- Why
- To highlight the opportunity cost of spending on consumer products versus investments.
Investor's Perspective
Consumer's Perspective
Investment vs. Consumption
Investor's Perspective
Prioritize investments over consumer goods to maximize long-term financial gains.
Consumer's Perspective
A phone is a necessary tool for work, education, and daily life, balancing needs and wants is key.
Key facts
- Expert
- Vijay Kedia, founder of Kedia Securities
- Recommendation
- Prioritize investments over iPhone 17
- Investment Alternative
- Mutual Funds
- Potential Investment Growth
- ₹1 lakh could grow to ₹2.31 lakh in 6 years
- iPhone 17 Resale Value (est.)
- ₹15,000 after 6 years
Quotes
Vijay Kedia
Founder of Kedia Securities
“The iPhone 17 isn’t for everyone. Spend ₹1 lakh on this overhyped phone OR invest it in a mutual fund. In 6 years, ₹1 lakh can become ₹2 lakh — while the phone’s resale may sink to just ₹15,000. That’s ~15x more value through investing.”
financialexpress.com
Warren Buffett
Investor
“If you buy things you don’t need, soon you’ll have to sell things you do need.”
financialexpress.com

