Archive · 27 Jul 2026
AU Small Finance Bank Q1 Results Spark Mixed Brokerage Targets
AU Small Finance Bank had a great first quarter with lots of growth in loans and deposits.
The bank's profit went up by 37% compared to last year.
Different experts have different opinions about the bank's future.
Some think the bank's stock will go up a lot and set high price targets, while others think it might not go up as much or even go down.
The bank is doing well, but some experts are worried about certain parts of the business.
Overall, the bank seems to be on a good path, but there are different views on how much it will grow in the future.
AU Small Finance Bank's Q1 profit grew by 37% YoY to Rs 796 crore.
Loan and deposit growth stood at 23% and 24% YoY respectively.
Net interest margin remained robust at 5.9%.
Brokerage targets range from Rs 800 (BNP Paribas) to Rs 1,275 (MOFSL).
Analysts highlight strong balance sheet growth and improving profitability.
- Who
- AU Small Finance Bank Ltd
- What
- Reported strong Q1 results with significant growth in advances and deposits
- When
- June quarter
- Where
- India
- Why
- Driven by healthy business momentum and sustained margins
Bullish Analysts
Bearish Analysts
Stock Valuation
Bullish Analysts
MOFSL, Ashika Stock Broking, JM Financial, ICICI Securities, Jefferies, Investec, JPMorgan, Morgan Stanley see significant upside potential with targets ranging from Rs 1,100 to Rs 1,275.
Bearish Analysts
BNP Paribas, Kotak, Ambit Capital see limited upside or downside potential with targets ranging from Rs 800 to Rs 925.
Growth Prospects
Bullish Analysts
Analysts highlight AU SFB's strong balance sheet growth, sustained margins, and improving profitability as reasons for optimism.
Bearish Analysts
Some analysts express concerns over potential asset-quality stress in vehicle finance and elevated operating expenses.
- Stock Price
- Rs 1,051.45 (intraday high)
- Profit Growth
- 37% YoY
- Loan Growth
- 23% YoY
- Deposit Growth
- 24% YoY
- Net Interest Margin
- 5.9%
- Return on Asset Target
- 1.8%
- Return on Equity Target
- 18.1% by FY28E
- Bloomberg Consensus Target
- Rs 1,039.40