FDs Underperform Inflation: Long-Term Savings Concerns

Imagine putting money in a fixed deposit (FD).

It seems safe, right?

You earn interest.

But what if the cost of things (inflation) goes up faster than your interest?

The article shows that even if your FD grows, it might not keep up with rising prices.

After 20 years, what you could buy with ₹10 lakh today will cost much more.

Although your FD might show a higher amount, its real value (what it can buy) could actually be less than what you started with!

That's why it's important to consider inflation and look for investments that can grow faster than prices rise.