Stopping SIPs early hurts returns; staying invested long-term matters

A SIP is like putting a little money aside every month to buy small parts of big companies.

When prices go down, your money buys more shares, and when prices go up, it buys fewer.

This trick, called rupee cost averaging, lowers the average price you pay over time.

If you stop early, you miss out on buying cheap shares when the market is low.

Data from India's Nifty50 shows that people who stayed invested for at least seven years never lost money.

Whether you started at the market's highest or lowest point made almost no difference after ten years.

Pausing for just six months can delay reaching your savings goal by nearly five months.

Adding a bit more to your SIP every year can help you reach a big goal much faster.

So staying invested and slowly increasing your amount works better than stopping when the market dips.