Archive · 6 Aug 2025
Train Passengers Can Get Insurance for 45 Paisa with E-Tickets
If you buy a train ticket online, you can also choose to buy insurance for a very small fee.
It costs less than one rupee!
This insurance helps if something happens during your trip.
When you buy your ticket, you can choose to get insurance.
The insurance company will then send you details via text and email.
If you need to make a claim, you contact the insurance company directly.
E-ticket passengers can opt for travel insurance.
The insurance premium is 45 paisa per passenger.
The insurance is available for confirmed and RAC e-ticket passengers.
Passengers receive policy details and claim instructions via SMS and email.
Insurance companies are responsible for policy issuance and claims.
- Who
- Railway Minister Ashwini Vaishnaw.
- What
- Optional Travel Insurance Scheme for e-ticket passengers.
- When
- Recently announced.
- Where
- Across Indian Railways for e-ticket passengers.
- Why
- To provide additional insurance cover for e-ticket passengers.
- Premium Cost
- Rs. 0.45
- Eligibility
- Confirmed and RAC e-ticket passengers
- Booking Method
- IRCTC website or app
- Claim Filing
- Directly with the insurance company
- Total Claims Paid (past 5 years)
- Rs. 27.22 Crores
- Claims Settled (past 5 years)
- 333
