Archive · 17 Jan 2026
Small Finance Banks Show Strong Growth
Small finance banks in India are growing fast.
They are lending more money and getting more deposits from people.
Some banks are doing better than others.
AU Small Finance Bank and Ujjivan Small Finance Bank are growing quickly and making more money.
Capital Small Finance Bank is also growing but not as fast.
Suryoday Small Finance Bank is growing but has more bad loans.
Investors like banks that are growing steadily and making good profits.
These banks are becoming more important in India's banking system.
Small finance banks in India are experiencing significant growth in deposits and loan books.
AU Small Finance Bank reported a 21% increase in deposits and a 17% increase in loans, with a stable CASA ratio.
Ujjivan Small Finance Bank saw a 15.1% rise in deposits and a 14% increase in loans, with improved asset quality.
Capital Small Finance Bank reported a 20% increase in deposits and an 18% increase in loans, with a focus on secured lending.
Suryoday Small Finance Bank experienced a 35.5% increase in deposits and an 18.9% increase in loans, but faced asset quality challenges.
- Who
- Small finance banks in India, including AU Small Finance Bank, Ujjivan Small Finance Bank, Capital Small Finance Bank, and Suryoday Small Finance Bank
- What
- Growth in deposits and loan books, with varying asset quality and profitability
- When
- Second quarter of FY26
- Where
- India
- Why
- To provide financial services to underserved segments and expand their market presence
- AU Small Finance Bank
- Deposits: Rs 1.3 lakh crore, Loan book: Rs 1.2 lakh crore, Gross NPA: 2.41%
- Ujjivan Small Finance Bank
- Deposits: Rs 39,211 crore, Loan book: Rs 34,588 crore, Gross NPA: 2.5%
- Capital Small Finance Bank
- Deposits: Rs 9,317 crore, Loan book: Rs 7,907 crore, Gross NPA: 2.7%
- Suryoday Small Finance Bank
- Deposits: Rs 11,991 crore, Loan book: Rs 11,124 crore, Gross NPA: 5.9%
- Total Advances Expected
- Rs 2 trillion by FY26