Archive · 21 Nov 2025
Axis Bank to Raise ₹5,000 Crore via NCDs
Axis Bank, one of India's largest private banks, is raising ₹5,000 crore through non-convertible debentures.
This is part of their plan to raise ₹35,000 crore in total.
The bank's profit dropped recently due to extra money set aside for bad loans, but their interest income and loan quality improved.
Axis Bank to raise ₹5,000 crore through non-convertible debentures (NCDs)
Fundraise part of previously announced ₹35,000 crore debt securities plan
Base issuance of ₹2,000 crore with a green shoe option of ₹3,000 crore
Bank's net profit dropped 26% YoY due to one-time provisioning
Net interest income and margins improved, asset quality improved
- Who
- Axis Bank
- What
- Raising funds via NCDs
- When
- November 21, 2025
- Where
- India
- Why
- To fund its operations and growth
Bank's Perspective
Investor's Perspective
Fundraise
Bank's Perspective
Necessary for growth and operations
Investor's Perspective
Potential dilution of existing shareholders' stake
Net Profit Drop
Bank's Perspective
Temporary due to one-time provisioning
Investor's Perspective
Concern over bank's core profitability
- Fundraise Amount
- ₹5,000 crore
- Base Issuance
- ₹2,000 crore
- Green Shoe Option
- ₹3,000 crore
- Total Fundraise Plan
- ₹35,000 crore
- Net Profit Drop
- 26% YoY
- Net Interest Income Change
- 2% YoY rise
- Net Interest Margin
- 3.73%
