Archive · 11 Aug 2025
Young Investors Fuel Mutual Fund Growth in India
A new report shows many young people in India are investing in mutual funds.
Almost half the investors on Share.Market are under 30.
These young investors often use regular payment plans and like investments that could bring bigger rewards, like company shares.
Most young investors are investing in shares.
Many young investors live outside the biggest cities.
The report says that young investors are good at saving money and investing regularly.
48% of Share.Market investors are under 30 years old.
Young investors favor Systematic Investment Plans (SIPs), with an average of ₹1,000 monthly.
95% of GenZ investors prefer equity funds, opting for higher risk-reward.
Maharashtra leads with 16% of young investors, followed by Uttar Pradesh (11%).
81% of young investors come from B30 cities, expanding financial inclusion.
- Who
- PhonePe’s Share.Market platform.
- What
- Young Indians are driving mutual fund growth.
- When
- Data was analyzed between August 2024 and July 2025, released on August 11, 2025.
- Where
- Across India, with a notable presence in Maharashtra, Uttar Pradesh, and B30 cities.
- Why
- To highlight youth participation in mutual fund investments.
Investment Preferences
Geographical Reach
Fund Choice
Investment Preferences
Higher risk tolerance and preference for equity funds.
Geographical Reach
Focus on value/contra and flexicap funds.
- Under 30 Investors
- 48%
- SIP Usage
- 92%
- Average SIP Value
- ₹1,000
- GenZ Equity Fund Preference
- 95%
- Young Investors from B30 Cities
- 81%