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How a ₹15,000 monthly SIP can build ₹5 crore corpus

How a ₹15,000 monthly SIP can build ₹5 crore corpus
Can a ₹15,000 monthly SIP build a ₹5 crore corpus in 30 years? Here’s the maths · livemint.com

Imagine putting a little bit of your pocket money into a piggy bank every single month.

In this story, someone saves ₹15,000 every month, like a grown-up allowance.

They keep doing this for 30 years, which is a very long time—longer than you have been alive.

All that saving adds up to ₹54 lakh.

But here is the magic trick: the money does not just sit there; it earns more money on top of it as well.

This is called compounding, and it is like a snowball rolling downhill and getting bigger and bigger.

By the end of 30 years, that snowball of savings could grow to about ₹5.29 crore.

Most of that amount, around ₹4.75 crore, comes from the extra money the savings earned.

So even a steady, modest amount can become a huge pile of money if you give it enough time.

Key facts

Monthly SIP amount
₹15,000
Expected annual return
12%
Investment tenure
30 years
Total investment
₹54 lakh
Estimated gains through returns
Around ₹4.75 crore
Estimated total corpus
Approximately ₹5.29 crore
SIP frequency options
Daily, weekly, monthly, quarterly, half-yearly, annually

Sources

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