Archive · 18 Sep 2026
Fixed Deposit Interest Rates Across Indian Banks on September 18
A fixed deposit lets people keep money in a bank for a chosen period and earn interest.
Different banks offer different interest rates.
The table compares rates for four time periods.
These periods range from less than one year to three to five years.
Foreign banks, public-sector banks, private-sector banks and small finance banks are included.
Deutsche Bank has the highest listed rate among the foreign banks for one-to-two-year deposits.
Suryoday Small Finance Bank has the highest listed rate in the table for three-to-five-year deposits.
The rates were compiled on September 18, 2026, but banks may revise them.
Some banks may also apply floating rates after a specified period, depending on their terms.
The comparison lists fixed-deposit rates across foreign, public-sector, private-sector and small finance banks.
Rates are organized into four tenures: under one year, one to two years, two to three years, and three to five years.
Among foreign banks, Deutsche Bank offers the highest listed one-to-two-year rate at 7%.
Among small finance banks, Suryoday Small Finance Bank offers the highest listed three-to-five-year rate at 8.25%.
BankBazaar.com compiled the figures from individual bank websites, and rates may change under each bank’s terms and conditions.
- Who
- BankBazaar.com and the listed foreign, public-sector, private-sector and small finance banks.
- What
- A comparison of fixed-deposit interest rates across different banks and deposit tenures.
- When
- September 18, 2026; the individual rates have different effective dates shown in the table.
- Where
- India, covering Indian banks and foreign banks operating in India.
- Why
- To show the interest rates available for fixed deposits and help compare returns across banks.
- Compilation date
- September 18, 2026
- Rate categories
- Foreign banks, Indian public-sector banks, Indian private-sector banks and small finance banks
- Deposit tenures
- Less than one year; one to two years; two to three years; three to five years
- Highest foreign-bank rate listed
- Deutsche Bank: 7% for one-to-two-year deposits
- Highest public-sector-bank rate listed
- Central Bank of India: 6.75% for one-to-two-year deposits
- Highest private-sector-bank rate listed
- TNSC Bank: 7.6% for one-to-two-year deposits
- Highest small-finance-bank rate listed
- Suryoday Small Finance Bank: 8.25% for three-to-five-year deposits
- Important qualification
- Rates may be revised after a specified tenure, and some banks or financial institutions may apply prevailing floating rates under their terms and conditions.