Archive · 25 Jul 2025
Bajaj Finance Stock Dips Amid Growth Concerns and Headwinds
Bajaj Finance, a company that lends money, saw its stock price drop.
While the company is growing, they are being careful about lending to some groups like small businesses and those buying bikes or scooters.
They also lowered their expectations for how fast their housing finance business will grow.
Some experts think the stock is still a good buy, but others are cautious, noting some problems with how good the loans are and high stock prices.
This means some investors might be a little worried about the company's future growth.
Bajaj Finance's AUM rose 24% year-on-year in the June quarter.
Management expressed caution about growth in MSME and two/three-wheeler loans.
Growth guidance for housing finance was lowered from 24-26% to 21-23%.
Credit costs rose, and asset quality saw marginal deterioration.
Brokerages maintain 'Hold' or 'Buy' ratings with varied target prices.
- Who
- Bajaj Finance and its investors.
- What
- Bajaj Finance's stock price fell due to concerns about growth and asset quality.
- When
- In the June quarter and looking ahead to FY26.
- Where
- N/A
- Why
- Concerns over growth in certain loan segments and potential risks related to consumer leverage.
Bullish
Bearish
Stock Ratings
Bullish
Some brokerages have maintained 'Buy' ratings.
Bearish
Other brokerages suggest a 'Hold' rating.
Target Price
Bullish
Targets prices are set at Rs 1000 and above.
Bearish
Target prices vary, with some below Rs 978.
- AUM Growth (June Quarter)
- 24% YoY
- MSME & 2/3-Wheeler Loans (AUM)
- 15%
- Housing Finance (AUM)
- 31%
- FY26 Housing Finance Growth Guidance
- 21-23%
- Stock Price Drop
- 6.39%