3 weeks ago

Investors Turn to Multi-Asset Funds for Gold, Silver Exposure

Investors Turn to Multi-Asset Funds for Gold, Silver Exposure
Are investors turning to multi asset funds for gold and silver exposure? · businesstoday.in

Think of a multi-asset fund like a lunchbox that must always carry at least three different food groups.

Inside, it holds stocks, bonds, and precious metals like gold and silver.

Last year, gold did really well, so these lunchbox funds made good returns of about 15 to 17 out of every 100 rupees or dollars.

Because of that, lots of people started putting money into them — much more than into other similar funds.

One expert says people should be careful, though.

Gold and silver don't always go up; they go in up-and-down cycles and can make your money wobble.

Recently, gold prices have stayed steady, so these funds have slowed down and some even lost money over six months.

The expert says choosing investments because they recently did well can be a mistake.

Instead, people should pick based on long-term goals and how much risk they can handle.

Key facts

MAAF inflows (Jan-Jun 2026)
₹38,027 crore
BAF inflows (Jan-Jun 2026)
₹5,586 crore
MAAF average returns (2025)
15-17%
MAAF inflows (Jan-Mar 2026)
~₹24,000 crore
Minimum asset-class rule
At least 3 asset classes, minimum 10% each
Best 1-year return
Kotak Multi Asset, 21.59%
Best 3-year return
Quant Multi Asset, 22.50%
Best since-inception CAGR
DSP Multi Asset, 20.07%

Quotes

Chacko

Financial analyst discussing fund strategy

“One should understand commodities like gold & silver tend to undergo cyclical performance and creates higher volatility in the portfolio and most often underperforms the equity asset class in long‑term.”
businesstoday.in

Sources

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