Archive · 12 Aug 2025
Student Seeks Help After Father's Death Leaves Family with Loan
A young woman is in a tough spot.
Her father died, and now she has to pay a big loan for their house.
She has no money coming in, and the bank wants the money back.
She's asking for help and advice on how to keep her home and help her sisters.
People online are suggesting she talk to the bank or maybe even sell the house to pay off the loan.
It turns out her dad didn't have insurance on the loan, which could have helped.
She's trying to figure out what to do to avoid losing their home.
A 19-year-old B.Tech student faces a ₹30 lakh home loan after her father's death.
The family has no savings or income, and the bank demands EMI payments or eviction.
The student is seeking advice and support to keep their house and educate her sisters.
Social media users offer advice on negotiating with the bank and potentially selling the house.
The father opted out of loan insurance based on the bank manager's advice.
- Who
- A 19-year-old student and her family, including her mother and younger sisters.
- What
- A 19-year-old faces a ₹30 lakh home loan after her father's death and seeks advice.
- When
- Currently.
- Where
- The situation affects a family with a home in an undisclosed location in India, and the Reddit discussion is online.
- Why
- The father's death left the family with a home loan they cannot afford, leading to potential eviction.
Financial Concerns
Possible Solutions
Keeping the House vs. Selling
Financial Concerns
Keep the house and try to repay the loan through crowdfunding, legal advice, NGO support or job leads.
Possible Solutions
Consider selling the house to clear the loan and rent a cheaper place.
- Age of Student
- 19
- Loan Amount
- ₹30 lakh
- Family Situation
- Mother and three younger sisters
- Education
- B.Tech student
- Source of Information
- Reddit post
- Loan Insurance
- Father opted out based on bank manager's advice