Archive · 17 Nov 2025
Top 7 Countries with High Cash Usage
Some countries still rely heavily on cash for daily transactions due to various reasons like limited banking infrastructure, cultural preferences, and economic instability.
Here are the top 7 countries with the highest cash usage.
Myanmar leads with 98% cash transactions due to limited banking infrastructure and distrust in formal systems.
Ethiopia ranks second with 95% cash usage due to low banking penetration and limited digital payments.
Gambia has 95% cash transactions, reflecting its predominantly informal economy and limited financial inclusion.
Albania uses 90% cash, influenced by cultural preference and limited card payment adoption.
Cambodia has 90% cash usage, driven by rural communities' limited bank access and a large informal sector.
Laos maintains 90% cash transactions due to limited digital infrastructure and banking services outside major cities.
Lebanon has 90% cash usage, impacted by economic instability and banking sector crisis.
- Who
- Countries with high cash usage
- What
- Cash transactions
- When
- Currently
- Where
- Myanmar, Ethiopia, Gambia, Albania, Cambodia, Laos, Lebanon
- Why
- Limited banking infrastructure, cultural preferences, economic instability, and large informal sectors
- Country
- Myanmar
- Cash Usage
- 98%
- Country
- Ethiopia
- Cash Usage
- 95%
- Country
- Gambia
- Cash Usage
- 95%
- Country
- Albania
- Cash Usage
- 90%
- Country
- Cambodia
- Cash Usage
- 90%
- Country
- Laos
- Cash Usage
- 90%
- Country
- Lebanon
- Cash Usage
- 90%