Archive · 19 Aug 2025
M1xchange Projects Growth in MSME Platform Usage
M1xchange, a platform that helps small businesses (MSMEs) get loans, expects to have over 100,000 businesses using its services by the first half of the next financial year.
They've already helped businesses with ₹2 lakh crore worth of invoices.
They plan to give out ₹1.25 lakh crore in loans next year.
Many big companies also use this platform.
Compared to banks, the platform has a low rate of unpaid loans, making it a reliable option for MSMEs.
M1xchange expects over one lakh MSMEs to be on its platform by H1FY27.
The platform has facilitated ₹2 lakh crore worth of invoice discounting with over 60,000 MSMEs.
M1xchange aims to disburse ₹1.25 lakh crore worth of loans to MSMEs in FY26.
Over 3,000 corporates, including PSUs, MNCs, and large corporations, use the platform.
The platform has a low NPA rate of ₹32 crore out of ₹2 lakh crore financed.
- Who
- M1xchange, an RBI-licensed TReDS platform.
- What
- M1xchange anticipates over one lakh MSMEs on its platform by H1FY27 and aims to disburse ₹1.25 lakh crore worth of loans in FY26.
- When
- M1xchange is looking ahead to the next financial year, with expectations by H1FY27.
- Where
- The platform operates in India.
- Why
- To facilitate the financing of trade receivables of MSMEs.
- Expected MSMEs by H1FY27
- Over one lakh
- Invoice Discounting Facilitated
- ₹2 lakh crore
- MSMEs on Platform
- Over 60,000
- Loan Disbursement Goal (FY26)
- ₹1.25 lakh crore
- Corporate Users
- Over 3,000
- NPA (Non-Performing Assets)
- ₹32 crore out of ₹2 lakh crore
