Archive · 19 Nov 2025
Latest Fixed Deposit and Home Loan Interest Rates
Different banks and housing finance companies offer various interest rates for fixed deposits and home loans.
For fixed deposits, rates range from about 4% to 7.5%.
For home loans, floating rates are between 7% and 13%, while fixed rates range from 8.5% to 14%.
The rates can change based on the loan amount and the borrower's credit score.
Some banks only offer fixed rates for a certain period before switching to floating rates.
Fixed deposit interest rates vary from 3.7% to 7.6% for different tenures and banks.
Home loan interest rates range from 7.25% to 13.20% for floating rates and 8.55% to 14.00% for fixed rates.
Interest rates differ based on loan amount and borrower's credit score.
Some banks offer fixed rates only for a definite period, after which floating rates apply.
Both public and private sector banks, as well as housing finance companies, offer various interest rates.
- Who
- Banks and housing finance companies
- What
- Offered fixed deposit and home loan interest rates
- When
- As of Dec 6, 2024
- Where
- India
- Why
- To attract customers and generate business
- Interest Rate Range (Fixed Deposit)
- 3.7% - 7.6%
- Interest Rate Range (Home Loan - Floating)
- 7.25% - 13.20%
- Interest Rate Range (Home Loan - Fixed)
- 8.55% - 14.00%
