Archive · 7 Nov 2025

Sharan Hegde's Blueprint to Build Rs 1 Crore in 10 Years

Sharan Hegde's Blueprint to Build Rs 1 Crore in 10 Years

Imagine you want to have a million dollars, or in India, one crore rupees.

It sounds like a lot, right?

A smart person named Sharan Hegde says you don't need a super high salary to do this.

The real trick is not to spend all the money you earn as soon as you get a raise – that's called lifestyle inflation.

Instead, you need to save a good chunk of your money, like 30% of what you earn.

Then, you invest that saved money, maybe by putting a little bit into different things like Indian stocks, some in the US, some in gold, and a tiny bit in Bitcoin, every month.

If you keep doing this for about 10 years, and your investments grow nicely, you can reach your goal.

It’s also important to have good health insurance and not take on big loans like for a house too early, because those can stop you from saving enough.

It’s all about saving consistently and sticking to your plan, not just dreaming about it.

Sources