Archive · 25 Jul 2025
Bank of Baroda Reports Muted Profit Growth in Q1FY26
Bank of Baroda's profit grew a little bit in the first three months of the year.
They made less money from interest but made more from other sources like investments.
They also set aside more money to cover possible bad loans.
The bank's profits from interest were lower than the previous year.
The bank expects things to get better in the coming quarters, with more profit from interest.
They are also keeping an eye on a loan to a manufacturing company that isn't doing well.
Bank of Baroda's net profit saw muted growth in Q1FY26, reaching ₹4541 crore.
Net interest income decreased to ₹11435 crore, while other income rose significantly.
Provisions for non-performing assets increased by 33% year-over-year.
Global net interest margin decreased to 2.91% compared to the previous year.
The bank expects NII and NIM to improve from Q3FY26.
- Who
- Bank of Baroda.
- What
- Bank of Baroda reported muted growth in net profit for Q1FY26.
- When
- Q1FY26, with results published on July 25, 2025.
- Where
- Bank of Baroda's financial performance.
- Why
- The bottomline was pressured by marginal in net interest income and rise in loan loss provisions.
- Net Profit
- ₹4541 crore
- Net Interest Income
- ₹11435 crore
- Other Income
- ₹4675 crore
- Provision for NPAs
- ₹1,686 crore
- Global NIM
- 2.91%
- GNPAs
- 2.28%
- Global Deposits
- ₹14,35,634 crore
- Global Advances
- ₹12,07,056 crore