Archive · 25 Jul 2026
Bank of Baroda's 444-Day FD Compared to SBI and PNB
Several banks in India, like Bank of Baroda, State Bank of India (SBI), and Punjab National Bank (PNB), offer special fixed deposit (FD) schemes with unique tenures and higher interest rates.
Bank of Baroda's bob Square Drive Deposit Scheme has a fixed tenure of 444 days and offers different interest rates for general customers, senior citizens, and super senior citizens.
SBI has the Amrit Vrishti scheme with similar terms and the WeCare scheme exclusively for senior citizens with a five-year tenure.
PNB's special FD scheme offers higher returns compared to the other two banks.
Investors should compare these schemes carefully before choosing one.
Bank of Baroda offers a 444-day FD with varying interest rates for different age groups.
SBI's Amrit Vrishti scheme has a 444-day tenure with similar interest rates to Bank of Baroda.
SBI's WeCare scheme is exclusively for senior citizens with a five-year tenure.
PNB's special FD scheme offers higher interest rates than both Bank of Baroda and SBI.
Investors should compare tenures, liquidity conditions, and tax implications before choosing a scheme.
- Who
- Bank of Baroda, State Bank of India, Punjab National Bank
- What
- Comparison of special fixed deposit schemes
- When
- Current offerings
- Where
- India
- Why
- To provide higher returns than regular FDs
Bank of Baroda
Punjab National Bank
Interest Rates for General Customers
Bank of Baroda
6.45% per annum
Punjab National Bank
6.60% per annum
Interest Rates for Senior Citizens
Bank of Baroda
6.95% per annum
Punjab National Bank
7.10% per annum
Interest Rates for Super Senior Citizens
Bank of Baroda
7.05% per annum
Punjab National Bank
7.40% per annum
- Bank of Baroda's bob Square Drive Deposit Scheme
- 444 days, 6.45% general, 6.95% senior, 7.05% super senior
- SBI's Amrit Vrishti Scheme
- 444 days, 6.45% general, 6.95% senior
- SBI's WeCare Scheme
- 5 years+, 7.05% senior
- PNB's Special FD Scheme
- 444 days, 6.60% general, 7.10% senior, 7.40% super senior
- Minimum Investment
- ₹1,000 for SBI