Archive · 28 Jan 2026
Mixed Results for Banks
Two banks, Karur Vysya Bank and CSB Bank, released their financial results for the last three months of 2025.
Karur Vysya Bank did really well, making more money and having fewer bad loans.
Their stock price went up by 12%.
On the other hand, CSB Bank had more bad loans and had to set aside more money for problems.
Their stock price went down by 12%.
Investors were happy with Karur Vysya Bank but not so happy with CSB Bank.
Karur Vysya Bank's share price surged 12% to ₹298 on January 27, 2026, reaching a new all-time high.
Karur Vysya Bank reported a 39% increase in net profit to ₹690 crore for Q3 2025, with net interest income rising to ₹1,239 crore.
CSB Bank's share price slumped 12% to ₹438.75 on January 28, 2026, following its Q3 2025 results.
CSB Bank's gross non-performing assets increased to 1.96% from 1.81% sequentially, with net NPAs rising to 0.67% from 0.52%.
CSB Bank's net profit remained nearly unchanged at ₹152.7 crore, with net interest income growing by 20.7% to ₹453.2 crore.
- Who
- Karur Vysya Bank and CSB Bank
- What
- Reported Q3 2025 financial results with contrasting outcomes
- When
- January 27-28, 2026 (share price movements), Q3 2025 (financial results)
- Where
- India
- Why
- Investors reacted to the differing financial performances and asset quality trends of the two banks
Karur Vysya Bank
CSB Bank
Financial Performance
Karur Vysya Bank
Reported a 39% increase in net profit to ₹690 crore for Q3 2025, with net interest income rising to ₹1,239 crore.
CSB Bank
Net profit remained nearly unchanged at ₹152.7 crore, with net interest income growing by 20.7% to ₹453.2 crore.
Asset Quality
Karur Vysya Bank
Gross non-performing assets declined to 0.71% and net NPAs fell to 0.19% year-on-year.
CSB Bank
Gross NPAs increased to 1.96% from 1.81% sequentially, with net NPAs rising to 0.67% from 0.52%.
Share Price Movement
Karur Vysya Bank
Share price surged 12% to ₹298 on January 27, 2026, reaching a new all-time high.
CSB Bank
Share price slumped 12% to ₹438.75 on January 28, 2026, following the results announcement.
- Karur Vysya Bank Net Profit (Q3 2025)
- ₹690 crore
- Karur Vysya Bank Net Profit (Q3 2024)
- ₹496 crore
- Karur Vysya Bank Net Interest Income (Q3 2025)
- ₹1,239 crore
- Karur Vysya Bank Net Interest Income (Q3 2024)
- ₹1,081 crore
- Karur Vysya Bank Gross NPAs (Q3 2025)
- 0.71%
- Karur Vysya Bank Gross NPAs (Q3 2024)
- 0.83%
- Karur Vysya Bank Net NPAs (Q3 2025)
- 0.19%
- Karur Vysya Bank Net NPAs (Q3 2024)
- 0.20%
- Karur Vysya Bank Share Price (January 27, 2026)
- ₹298
- Karur Vysya Bank Share Price (June 2022)
- ₹37.50
- Karur Vysya Bank Share Price Gain (June 2022 to January 2026)
- 700%
- CSB Bank Gross NPAs (December 2025)
- 1.96%
- CSB Bank Gross NPAs (September 2025)
- 1.81%
- CSB Bank Net NPAs (December 2025)
- 0.67%
- CSB Bank Net NPAs (September 2025)
- 0.52%
- CSB Bank Net Profit (December 2025)
- ₹152.7 crore
- CSB Bank Net Profit (December 2024)
- ₹151.6 crore
- CSB Bank Net Interest Income (December 2025)
- ₹453.2 crore
- CSB Bank Net Interest Income (December 2024)
- ₹375.38 crore
- CSB Bank Share Price (January 28, 2026)
- ₹438.75
- CSB Bank Share Price Gain (Last 12 Months)
- 52%
Sources
Karur Vysya Bank share price jumps 12% to record high after strong Q3 numbers
Karur Vysya Bank attributes record profits to a series of strategic measures by the bank
CSB Bank Q3 Results: Stock slumps 12% after asset quality deteriorates, provisions rise
