Archive · 23 Jul 2026
Radhika Gupta Advocates Long-Term Wealth Through SIPs
Radhika Gupta, the CEO of Edelweiss Mutual Fund, talks about the benefits of investing through Systematic Investment Plans (SIPs).
SIPs allow people to invest a fixed amount regularly, which helps in building wealth over time.
Gupta emphasizes that the goal of SIPs is not to beat the market quickly but to stay invested long enough for compounding to work.
She suggests that beginners should start with diversified mutual funds rather than trying to pick individual stocks.
Gupta also shares that she has started a SIP for her newborn son, showing her belief in this approach.
SIPs have become very popular in India, with many people choosing this method to invest in the stock market.
The data shows that SIP contributions have been increasing, with over ₹31,000 crore invested in June 2026 alone.
This method helps investors stay consistent and benefit from rupee cost averaging, which reduces the impact of market ups and downs.
SIPs allow investors to invest a fixed amount regularly, promoting disciplined long-term investing.
Radhika Gupta advises beginners to start with diversified mutual funds rather than picking individual stocks.
Gupta emphasizes the importance of staying invested long enough for compounding to create wealth.
SIP contributions in India reached ₹31,781 crore in June 2026, with over 1,051.59 lakh outstanding SIP accounts.
SIPs help reduce the impact of market volatility through rupee cost averaging.
- Who
- Radhika Gupta, Managing Director and CEO of Edelweiss Mutual Fund
- What
- Advocacy for long-term wealth creation through Systematic Investment Plans (SIPs)
- When
- June 2026
- Where
- India
- Why
- To promote disciplined investing and reduce the impact of market volatility
Long-Term Investment Strategy
Short-Term Market Timing
Investment Approach
Long-Term Investment Strategy
Focus on disciplined, long-term investing through SIPs to build wealth gradually.
Short-Term Market Timing
Attempt to time the market to achieve short-term gains.
Risk Management
Long-Term Investment Strategy
Reduce impact of volatility through rupee cost averaging and consistent investments.
Short-Term Market Timing
Exposed to higher risk due to market timing and short-term fluctuations.
Investor Behavior
Long-Term Investment Strategy
Encourages saving as a habit and staying invested across market cycles.
Short-Term Market Timing
Focuses on predicting market movements and chasing short-term returns.
- SIP Contribution (June 2026)
- ₹31,781 crore
- Total SIP Collections (Apr-Jun FY27)
- ₹93,850 crore
- Outstanding SIP Accounts
- 1,051.59 lakh
- New SIPs Registered (June 2026)
- 55.51 lakh
- SIP Assets Under Management (AUM)
- ₹17.70 lakh crore
- Minimum SIP Investment
- ₹250 per month (Chhoti SIP)