Archive · 23 Sep 2025
Financial Freedom: Banker's ₹15k Monthly Investment Plan
Imagine you want to retire early.
An investment banker, Sarthak Ahuja, suggests a simple plan.
You invest ₹15,000 every month for 15 years, aiming to get a 15% return each year.
Following this rule, you could have around ₹1 crore.
To retire in India, you'd need about ₹8.8 crore.
He recommends increasing your investment as you earn more.
It's about staying invested for the long term, letting your money grow steadily through compounding.
The key is to start early and be consistent.
An investment banker shared a financial plan for early retirement.
The plan uses a 15:15:15 rule: invest ₹15,000 monthly for 15 years with a 15% return.
Following the plan could yield about ₹1 crore after 15 years.
The plan stresses the importance of time in the market and increasing investments.
The ideal retirement goal for India is approximately ₹8.8 crore.
- Who
- Sarthak Ahuja, an investment banker
- What
- Outlined a financial plan for early retirement using a 15:15:15 rule.
- When
- The plan was presented at an NDTV Profit event.
- Where
- India, with benchmarks for other global destinations.
- Why
- To help young Indians achieve financial freedom and early retirement.
- Investment Amount
- ₹15,000 per month
- Investment Period
- 15 years
- Target Annual Return
- 15%
- Projected Corpus (after 15 years)
- ₹1 crore
- Ideal Retirement Corpus (India)
- ₹8.8 crore (approx. $1 million)
- Focus
- Time in the market