Archive · 1 Aug 2025
Zerodha CEO: Avoid Chasing the 'Best' Investments
Imagine you want to grow your money.
Instead of trying to pick the absolute *best* investments, which is hard, the boss of Zerodha, Nithin Kamath, suggests an easier path.
He recommends putting your money into simple investments that follow the market, like low-cost funds.
These funds include a mix of stocks, bonds, and gold.
The idea is that it's better to focus on earning more money in your job than stressing over investment choices, since it is hard to get it right every time.
More people are using these simpler investment options, and the amount of money in them is growing fast!
Zerodha CEO Nithin Kamath advises against chasing the 'best' funds or asset classes.
Kamath suggests investing in low-cost equity, debt, and gold index funds.
He believes investors should focus on maximizing their earning potential.
Passive investing is growing, with passive funds' AUM reaching ₹12.11 lakh crore by May 2025.
Mutual funds launched 106 passive funds compared to 56 active funds as of July 2025.
- Who
- Nithin Kamath, CEO of Zerodha, is giving the advice to investors.
- What
- Nithin Kamath advises investors to invest in low-cost equity, debt, and gold index funds.
- When
- As of July 2025, mutual funds launched 162 mutual funds.
- Where
- India
- Why
- To help investors avoid wasting time and energy in picking the 'best' fund or asset class.
Advocates of Active Investing
Advocates of Passive Investing
Investment Approach
Advocates of Active Investing
The focus should be on finding the best investment opportunities.
Advocates of Passive Investing
Focus on passive funds.
- Advice
- Invest in low-cost index funds
- Proponent
- Nithin Kamath, Zerodha CEO
- Focus
- Maximizing earning potential
- Passive Fund AUM (May 2025)
- ₹12.11 lakh crore
- Total Mutual Fund AUM (May 2025)
- ₹72.18 lakh crore
- Passive Funds Launched (July 2025)
- 106
- Active Funds Launched (July 2025)
- 56